AES-256 Encrypted

Your Personal
AI Wealth Manager

Connect thousands of US and Canadian banks, and upload statements from UAE banks. Track all your assets, liabilities, income, and expenses in one dashboard.

No credit card required. Connects to Chase, TD Bank and 10,000+ more, plus statement upload for Emirates NBD and every UAE bank.

BANKSCRYPTO & WALLETSBROKERAGES
Net worth · accounts
$3,335,072
BANKSBROKERAGESCRYPTO & WALLETS
Net worth · accounts
$3,335,072

Everything syncs automatically. Banks, brokerages, exchanges and wallets update on their own and roll up into one live net worth.

10,000+ banks, brokerages, exchanges and wallets, plus UAE bank statements

ChaseBank of AmericaWells FargoCitiCapital OneU.S. BankRBCTDScotiabankBMOCIBCFidelityCharles SchwabTD AmeritradeE*TRADERobinhoodWebullInteractive BrokersAlpacaBinanceCoinbaseKrakenBybitOKXKuCoinCrypto.comGemini ExchangePhantomSolflareMetaMaskLedgerTrust WalletExodusCoinbase Wallet
Everything you own

One net worth, every asset type

Cash, stocks, crypto, property, gold, even your car. And everything you owe, so the number at the top is the real one.

Cash & bank accounts
$1,918,010
Synced 2 min ago
Nov12 monthsOct
Chase Total CheckingUSD$48,210
Chase SavingsUSD$212,400
TD Bank EverydayCADC$22,180
Emirates NBD CurrentFrom statement uploadAEDAED 182,400
Wells Fargo Way2SaveUSD$96,300
And a lot more

Built for how money actually works

The everyday tools that sit around your net worth, all in the same app.

Subscriptions

Find every recurring charge and see what you could cancel.

NetflixNetflix$15.99
SpotifySpotify$10.99
PelotonPeloton (unused 3 mo)Cancel?$44.00
YouTubeYouTube Premium$13.99

Credit cards & rewards

See which card earns the most for each purchase.

Dinner at Nobu
3× points
vs 1× on your other card

Tax estimates

A running estimate of what you will owe this year.

Estimated 2026 tax
$31,480
68% already withheld

Trading journal

Log trades and see what actually works.

Win rate
64%

Family & advisor sharing

Invite a partner, family member or accountant with the access you choose.

YouSAMKCPAAccountant · view only

8 languages

Including Arabic, Hindi and Chinese, with right-to-left support.

Your wealth, in one place
Security

Your data is protected & private

Bank-grade encryption on your sensitive data, read-only access to your accounts, and we will never sell your data.

AES-256 encrypted

Sensitive data is encrypted at rest with AES-256-GCM, including the tokens that connect your banks. Passwords are hashed, never stored.

View balances
View transactions
Move money
Store your bank password

Read-only access

We can see balances and transactions. We can never move money, and your bank login goes straight to your bank.

Never sold

Your financial data is yours. We do not sell it, share it with advertisers, or use it for ads.

How your bank connects
YouSign in at your bank
Your login, sent to the bank only
Your bankApproves read-only access
Read-only token
WealthiEncrypts the token AES-256
  • Two-factor login
  • No bank passwords stored
  • Encrypted bank tokens
  • Delete your data anytime
View technical security details

Encryption Specifications

  • AES-256-GCM symmetric encryption
  • 32-byte random salt per encryption
  • 16-byte initialization vector (IV)
  • Authentication tags for integrity
  • scrypt key derivation function

Authentication Security

  • bcrypt password hashing with salt
  • JWT session tokens
  • OAuth 2.0 for bank connections
  • HMAC-SHA256 webhook verification
  • Automatic token refresh

Data Protection

  • Per-user data isolation
  • Foreign key constraints
  • Cascade delete on account removal
  • No credential logging
  • Server-side processing only
Common Questions

Wealthi AI — FAQ

What is Wealthi AI?

Wealthi AI is a personal finance platform that connects your bank, brokerage and crypto accounts in one place, tracks spending and net worth, and gives AI-powered insights. It is built for people in the USA, Canada and the UAE.

How much does Wealthi AI cost?

Wealthi AI is free to use until January 1, 2027, with every feature included and up to 3 bank connections per user. No credit card is required to sign up.

Which banks and countries does Wealthi AI support?

In the USA and Canada, Wealthi AI connects directly to 10,000+ banks such as Chase, Bank of America, TD and RBC, plus brokerages and crypto exchanges. In the UAE, you upload PDF statements from any bank, such as Emirates NBD, ADCB or FAB, and direct UAE bank connections are coming soon.

Is my financial data safe with Wealthi AI?

Yes. Bank connections are read-only and go through established providers such as Plaid and SnapTrade. Wealthi AI never stores your bank password, and sensitive data such as access tokens is encrypted at rest with AES-256.

Is Wealthi AI a replacement for Mint, YNAB or Monarch Money?

For most people, yes. Wealthi AI covers budgeting, transaction categorization, subscription tracking and net worth like Mint or Monarch Money, and adds Canadian banks, UAE bank statement import, multi-currency accounts and an AI assistant.

Does Wealthi AI work in Arabic and other languages?

Yes. Wealthi AI is available in 8 languages: English, Arabic with full right-to-left layout, Russian, Hindi, Urdu, Bengali, Tagalog and Chinese.

Get Started Today

Start Tracking Your Money for Free

Join thousands of users worldwide who are taking control of their finances with Wealthi AI.

  • No credit card required
  • Cancel anytime
  • Bank-grade security
  • 8 languages supported